Salary Sorted — Indian Money Tracker (Google Sheets)
By Sumit Kavale
Free
By Sumit Kavale
Free
Your salary comes in. Three weeks later it's gone and you can't say where.
I built these sheets because that was me. I wasn't making big purchases — I was
spending small amounts a huge number of times. Chai, autos, one more delivery,
something on sale. None of it felt like anything. All of it added up. I only saw
it when I started writing it down.
These are the sheets I made for myself.
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WHAT YOU GET — 3 Google Sheets
📊 MONTHLY BUDGET PLANNER
Put in your salary and what's already promised — rent, EMI, SIP. It works out the
one number nobody calculates: what you can safely spend today. 50/30/20 split,
all 12 months, year overview.
📝 DAILY EXPENSE TRACKER
Log a spend in 10 seconds. It shows your top category, your 5 biggest spends,
UPI vs card vs cash, and this month against last month over the same days — so
it's a fair comparison, not a scary one.
🎯 SAVINGS GOALS TRACKER
Emergency fund, new phone, Goa, wedding. Set the target and the date. It tells
you what to save each month, what you're actually saving, and whether you're on
track or behind.
🎁 FREE AS THEY RELEASE
EMI planner · SIP tracker · Net worth · Bills · Side income.
Buy once today, get all five free. The price does not go up.
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IT NEVER TOUCHES YOUR BANK
No login. No permissions. No app to install or cancel. The sheet sits in your own
Google Drive — I can't see a single rupee of it.
MADE FOR INDIA
SIP, EMI, UPI, festivals. Not a US template with the
dollar signs swapped out.
WORKS ON YOUR PHONE
Google Sheets app. One hand. On the bus.
ONE PAYMENT
No subscription. Yours forever. Formulas are locked so you can't break them.
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FOR WHO
Salaried people and freelancers in India, 20s–30s, who earn enough but can't
explain where it goes. Complete beginners included — every sheet has a Start Here
tab and a demo already filled in, so you're never staring at an empty grid.
HOW IT WORKS
1. Pay → you instantly get a PDF with your 3 "Make a copy" links
2. Tap each link — the sheets are yours
3. Open Start Here, fill Setup once, done
Needs a free Google account. Works on phone and laptop.