If the Mail Comes Tomorrow - Layoff Readiness Kit for IT Professionals

Know your runway. Know your exit money. Protect your family. Come back with a plan.

It usually starts with a 15-minute calendar invite. This kit makes sure that, if it ever comes, you are ready - not scared.

Built for people working in Indian IT, by an MBA (Finance & HR) who knows how the other side of the table works.

What you get

• Runway Score: see how many months your family can live if your salary stops - in normal life and survival mode
• Exit Money estimator: gratuity, notice pay, leave encashment and severance, so you can check your F&F
• Emergency Fund builder: the month you'll reach your 6-month safety net
• 35-point Exit Checklist: before, during and after (PF, Form 16 / Form 130, insurance, ESOPs, letters)
• HR Meeting Pocket Card: exactly what to say, ask and not sign
• Guide: telling your spouse, parents and children - and handling relatives
• 30-60-90 Comeback Plan with application and networking trackers + 8 message templates
• 7-Day Reset Journal for the hardest week
• Excel + Google Sheets, PDF + editable Word, sample-filled version included. Updated Oct 2026 (v1.1): exit-money tax notes checked by a CA.

Who it's for

IT employees (2-20 years' experience) with EMIs, families or parents who depend on them - and anyone who's been quietly worried since the last round of layoffs.

Not for

Legal disputes or tax filing - this is a planning kit. See the disclaimer.

Disclaimer: This kit is general information to help you plan. It is not legal, tax, financial, investment or medical advice. Rules on gratuity, PF, notice pay, tax and insurance were written up as understood in October 2026; they change, and your appointment letter and company policy decide most of what you are owed. Check figures with your HR team, a Chartered Accountant or an employment lawyer before acting. If you feel overwhelmed or unsafe, call Tele-MANAS on 14416 (free, 24x7) or 112 in an emergency.