Cash Flow, Receivables & Working Capital Planner

See your cash 13 weeks ahead, know who owes you and for how long, plan supplier payments and EMIs, and chase payments with ready scripts.

Who it is for

Traders, B2B suppliers and agencies who sell on credit.

What you get

• 13-week cash forecast with buffer alerts and chart
• Receivables with ageing buckets, confidence-weighted collections and next-action suggestions
• Ageing summary by customer with chart
• Payables planner and loan / EMI tracker (EMIs placed in the right week)
• Working capital health check: debtor, inventory, creditor days and cash conversion cycle
• Payment reminder scripts in English and Hindi

Why this one

• Built for India - GST, Indian states, rupee formats and Hindi where it matters.
• Updated Oct 2026 (v1.1): MSME 45-day payment rule and new Income-tax Act references - tax rates checked by a CA.
• Works in Excel and free Google Sheets. No subscription.
• Start Here guide and sample data included.
• One-time payment, free updates for 12 months.
• Support on WhatsApp +91 96865 19983 / email admin@cloudflowlab.com