Name: HRA CLAIM KIT
Brand: skillsdemy_store

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Most IT salaries are built for the employer's convenience, not your tax bill. By adding food coupons, routing NPS through your employer, maximising LTA, and adjusting your basic-to-allowance split — all inside your existing CTC — you can legally reduce your taxable income by an additional ₹40,000–₹80,000 a year, without a pay cut. The Salary Restructuring Kit gives you a simulator that shows your exact savings, plus a ready-to-send email your HR can action in one meeting — starting this financial year.

Salary structure is costing you ₹30K more in tax.

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