Name: The 90-Day Winter Arc Protocol
Brand: Maneesh Rajbhar

# Refund Policy

**Last updated: October 23, 2026**

At OBSESSION CO., we want customers to understand what they are purchasing before completing an order.

### Digital Products

The 90-Day Winter Arc Protocol is a digital product that may include a PDF guide and a Notion-based tracker, as described on the product checkout page.

Because digital products may be delivered electronically, please review the product description and included features carefully before purchasing.

### Refund Requests

If you believe you were charged incorrectly, made a duplicate payment, received the wrong product, or cannot access your purchase because of a technical issue, contact us so we can investigate and help resolve the problem.

Refund eligibility will be assessed according to the circumstances of the request, the product's delivery status, the payment provider's applicable procedures, and applicable consumer protection laws.

Nothing in this policy excludes or limits any refund or other rights that cannot legally be excluded.

### How to Request Assistance

Email us at:

obsessionco.shop@gmail.com

Please include:
- The email address used at checkout
- Your order or transaction reference, if available
- A brief explanation of the issue

Please do not send full payment-card details or passwords.

We will review your request and respond as reasonably promptly as possible.

### Delivery Issues

If your payment succeeds but your download or Notion access link does not work, contact us for assistance. We will investigate and, where appropriate, help restore access or provide an alternative resolution.

### Contact

OBSESSION CO.

Email: obsessionco.shop@gmail.com

Maneesh Rajbhar

<p>The 90-Day Winter Arc Protocol is a premium Notion-based personal development and productivity system designed to help you structure and track 90 days of focused work, fitness, discipline, nutrition, mindset, financial goals, and personal growth. It includes a 90-day tracking matrix, focus journal, financial planning system, vision board, focus workspace, milestones, and supporting resources.</p>

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# Privacy Policy

**Last updated: October 23, 2026**

OBSESSION CO. respects your privacy. This policy explains how personal information may be collected, used, and protected when you purchase or access our digital products.

### 1. Information We Collect

When you purchase The 90-Day Winter Arc Protocol or contact us, information may be collected through the checkout and support processes, including:

- Name and email address
- Billing information required for payment processing
- Transaction and order details
- Phone number or other information you choose to provide, where requested
- Messages you send to customer support

Payment-card information is handled according to the payment provider's systems and procedures. We do not ask you to send payment-card details or account passwords by email.

### 2. How We Use Your Information

Your information may be used to:

- Process and confirm purchases
- Deliver your digital products
- Respond to support requests
- Resolve payment or access issues
- Maintain transaction records
- Meet applicable legal, accounting, and regulatory obligations
- Protect our business and customers against fraud or misuse

We do not sell your personal information to third parties for their own marketing purposes.

### 3. Payment Processing

Purchases are processed through the checkout and payment service provider displayed at checkout. That provider may collect and process personal information under its own privacy policy and applicable terms.

We may receive certain order and transaction information needed to confirm purchases and provide customer support.

### 4. Third-Party Services

Our products may use third-party services, including payment processing, email delivery, file hosting, and Notion.

These services may process information according to their own privacy policies and terms. Please review the relevant policies for further information.

### 5. Data Security and Retention

We take reasonable steps to protect personal information against unauthorized access, misuse, loss, or disclosure.

Information is retained only for as long as reasonably necessary for the purposes described in this policy, including customer support, business records, and legal obligations.

No online service can guarantee absolute security.

### 6. Your Privacy Rights

Depending on the laws applicable to you, you may have rights to request access to, correction of, or deletion of certain personal information, or to object to or restrict certain processing.

To make a privacy request, contact us using the email address below. We may need to verify your identity before responding.

### 7. Children's Privacy

Our products are intended for a general audience and are not knowingly directed at children where parental consent or other legal requirements apply. Contact us if you believe a child's personal information has been provided inappropriately.

### 8. Policy Updates

We may update this policy when our practices or legal obligations change. The latest version will be published on this page with its updated date.

### 9. Contact Us

For privacy questions or requests, contact:

obsessionco.shop@gmail.com

OBSESSION CO.

# Terms and Conditions

**Last updated: October 23, 2026**

Welcome to OBSESSION CO. By purchasing or accessing The 90-Day Winter Arc Protocol, you agree to the following terms.

### 1. Product Description

The 90-Day Winter Arc Protocol is a digital self-improvement resource designed to help users structure their personal development through goal setting, habit tracking, discipline, fitness, focus, productivity, and reflection.

Depending on the product listing, the purchase may include a PDF guide and a Notion-based tracker. Please review the product description at checkout to confirm the included deliverables.

### 2. Digital Delivery and Access

After successful payment, access to the purchased digital product will be provided through the delivery method specified at checkout or in your confirmation email.

The Notion tracker may require a free Notion account and duplication into your own workspace. You are responsible for having compatible software, internet access, and the necessary accounts.

If you experience a delivery or access issue, contact our support team for assistance.

### 3. Permitted Use

Your purchase grants you a personal, non-exclusive, non-transferable licence to use the purchased materials for your own personal development.

You may not resell, redistribute, share publicly, reproduce for commercial use, sublicense, or claim ownership of the materials without written permission from OBSESSION CO.

### 4. Intellectual Property

The product's original content, branding, design, written materials, and associated resources belong to OBSESSION CO. or their respective rights holders and are protected by applicable intellectual property laws.

Purchasing the product does not transfer ownership of these intellectual property rights.

### 5. No Guaranteed Results

The Winter Arc Protocol is an educational and personal-development resource. Individual results depend on personal circumstances, effort, consistency, and other factors.

OBSESSION CO. does not guarantee specific physical, financial, professional, or personal outcomes. The product is not a substitute for individualized medical, mental health, financial, or other professional advice.

### 6. Pricing and Payments

The price, applicable taxes, and payment terms will be displayed at checkout. Orders are subject to successful payment processing.

### 7. Refunds

Refund requests are handled according to our Refund Policy and applicable consumer protection laws. Please review that policy before purchasing.

### 8. Changes and Availability

We may update the product, its content, or these terms when reasonably necessary. Changes will not remove rights that customers have under applicable law.

### 9. Contact

For questions about your purchase or access, contact us at:

obsessionco.shop@gmail.com

By completing your purchase, you acknowledge these Terms and Conditions.