Name: ⏰Employee Attendance & Overtime (OT) Tracker
Brand: AMS Life Institute

💳 **Refund Policy – AMS Services**

Since this is a digital Excel product, all sales are generally final after successful delivery.

**Refunds or support may be considered in these situations:**

1. Duplicate payment: Verified duplicate payments will be reviewed for a refund.
2. Product not received: If payment is successful but the file is not delivered and we cannot resolve the delivery issue, an appropriate refund will be arranged.
3. Corrupted file: We will try to provide a corrected replacement file. If the issue cannot be resolved, a refund may be considered.
4. Incorrect product: If the delivered file is materially different from the advertised product, we will investigate and provide an appropriate resolution.

Change of mind after successful digital delivery is not normally eligible for a refund.

For assistance, contact AMS Services with your order ID and payment confirmation.

Applicable consumer rights remain unaffected by this policy.

AMS Life Institute

📊 Manage Employee Attendance &amp; Overtime Easily with AMS Services!Introducing the Professional Employee In-Time, Out-Time &amp; OT Tracker Excel Template.Make your daily attendance management simple, organized and efficient with this ready-to-use Excel workbook.✨ What's Included?📌 Employee Master &amp; Details 🕘 Daily In-Time &amp; Out-Time Tracking ⏱️ Automatic Working Hours Calculation 💰 Automatic Overtime (OT) Calculation 🚨 Late Coming &amp; Early Leaving Tracking 📅 Monthly Attendance Summary 📊 Professional Attendance Dashboard ⚙️ Customizable Working Hours Settings 🌙 Overnight Shift Support🎯 Who Can Use It?<ul><li>Small Businesses</li><li>Shops &amp; Retail Stores</li><li>Offices</li><li>Factories &amp; Workshops</li><li>HR &amp; Admin Departments</li><li>Business Owners</li></ul>💻 Product Format: Microsoft Excel (.xlsx)📥 Instant Digital Download🏷️ Brought to you by AMS Services.Save time, reduce manual calculations and manage attendance professionally!⚠️ This is a digital Excel template. No physical product will be delivered.

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🔒 **Privacy Policy – AMS Services**

AMS Services respects your privacy and protects your personal information.

**Information collected:**
- Customer name
- Email address
- Mobile number
- Order and transaction details

**How we use your information:**
- Processing orders and payments.
- Delivering digital products.
- Providing customer support.
- Resolving payment and delivery issues.

**Payment Security:**

Payments are processed through third-party payment providers. We do not ask customers to share their UPI PIN, banking passwords or complete card credentials.

**Information Sharing:**

We do not sell customer personal information. Necessary information may be shared with payment and delivery service providers or where legally required.

**Data Protection:**

We take reasonable measures to protect customer information.

For privacy-related questions, contact AMS Services through the contact details provided on our website.

Thank you for trusting AMS Services! ❤️

📜 **Terms & Conditions – AMS Services**

1. All products are digital products delivered electronically.
2. Customers will receive an Excel (.xlsx) file after successful payment.
3. No physical product will be shipped.
4. Purchased templates are intended for personal or internal business use.
5. Reselling, redistributing or sharing the original file commercially without permission is prohibited.
6. Customers should have compatible spreadsheet software to use the template.
7. AMS Services reserves the right to update product features and policies.

By purchasing, you agree to these terms.

Thank you for choosing AMS Services! ❤️