Fair Finance Loan Application

• Formal registration of your Fair Finance loan application in Fair Finance systems

• Assignment of a unique application reference number

• Allocation of a dedicated loan processing executive

2. Preliminary Eligibility & Risk Assessment

• Initial assessment of applicant profile, income, liabilities, and credit behaviour

• High-level eligibility analysis based on:

  • Type of Fair Finance asset

  • Approximate property value

  • Credit score (CIBIL/other bureaus)

  • Income sustainability

3. Document Review & Verification Support

• Review of documents submitted by the applicant, including:

  • Identity & address proofs

  • Income documents

  • Property-related documents (basic level)

• Guidance on missing, incorrect, or additional documents required

4. Credit & Financial Profiling

• Basic credit assessment for feasibility

• Identification of potential risks or gaps in the profile

• Advisory on corrective steps (if applicable) to improve eligibility

5. Lender Mapping & Internal Feasibility Check

• Matching the applicant’s profile with suitable banks, NBFCs, or financial institutions (where feasible)

• Internal assessment on whether the case is workable before escalation

6. Professional Case Handling & Coordination

• Follow-ups with the applicant for documentation or clarifications

• Internal coordination within Fair Finance for case progression

What This Fee Does NOT Cover

For absolute transparency, please note that the ₹1,500 application fee does not include the following:

• ❌ Loan approval or guarantee of sanction

• ❌ Guaranteed interest rate, tenure, or loan amount

• ❌ Final lender decision or disbursement

• ❌ Property valuation fees charged by banks/NBFCs

• ❌ Legal, technical, or title verification charges by third parties

• ❌ Government fees, stamp duty, registration, or documentation charges

• ❌ Bank/NBFC processing fees or insurance premiums

• ❌ Refunds in case of rejection, withdrawal, or non-eligibility

Important Disclosures & Terms

• This is a one-time, non-refundable processing fee.

• Payment of this fee does not create a lender–borrower relationship.

• Loan approval is entirely at the discretion of banks/NBFCs, subject to their policies and verification outcomes.

• Fair Finance acts as a loan facilitation and advisory partner, not as a lender.

• Any misrepresentation, incomplete information, or document discrepancies may lead to rejection without refund.

Who Should Pay This Fee

This application fee is recommended only for applicants who are genuinely interested in proceeding with a Fair Finance loan and are prepared to submit accurate documents and cooperate during the evaluation process.

Our Commitment

Fair Finance is committed to:

• Ethical loan advisory

• Transparent communication

• Professional handling of each application

• Data confidentiality and compliance

By proceeding with the payment, the applicant confirms that they have read, understood, and agreed to all the above terms and conditions.