Business Toolkit: 5 Ready-to-Use Excel Trackers & WhatsApp Message Pack

Running a small business shouldn't mean late nights with a notebook and a calculator.

The MSME Business Toolkit gives you five simple, ready-to-use tools that do the maths for you. Type your entries, and the dashboards, salary, due dates and reports fill in by themselves.

Made for Indian small businesses, updated for the rules in force in October 2026, and built to work on your phone or computer in Excel or Google Sheets.

WHAT'S INSIDE
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1) Daily Business Tracker (Excel)
Know your numbers every day.
- Dashboard with today's sales, this month's sales, spend and profit
- Cash in hand and bank + UPI balance
- Monthly profit and loss with expenses by category, compared with last month
- Credit register: who owes you, for how long, with a one-tap WhatsApp reminder

2) MSME 45-Day Supplier Payment Tracker (Excel)
Protect your tax deduction under Section 43B(h).
- Checks which suppliers are covered (Micro and Small on Udyam, not traders)
- Works out the due date for every bill (15 days, or agreed days up to 45)
- Red and amber alerts for overdue and due-soon bills
- Shows what to pay before 31 March and the estimated tax impact

3) Staff Attendance & Salary Sheet (Excel)
Salary day in minutes, for up to 50 staff.
- Colour-coded monthly attendance with paid days counted for you
- Overtime, advances, professional tax and TDS
- PF (new Rs. 25,000 wage ceiling) and ESIC worked out, with employer share
- Printable payslips, PF and ESIC totals to deposit, and a bank transfer list

4) WhatsApp Business Message Pack (PDF + Excel copy sheet)
The right words for every customer moment.
- 150 messages, each in English and Hinglish
- Greetings, orders, payment reminders, offers, festivals, bookings, reviews and complaint replies
- A 10-minute WhatsApp Business setup guide (greeting, away message, quick replies, labels)

5) Freelancer Client, Invoice & TDS Tracker (Excel)
For freelancers and service providers.
- Auto-numbered invoices with GST (CGST + SGST or IGST) and print-ready invoice
- Indian and foreign clients (USD, EUR, GBP and more)
- Payment status and overdue alerts
- TDS check against your annual tax statement (Form 168, earlier Form 26AS)

WHO IT'S FOR
- Shop owners and retailers
- Small manufacturers, traders and contractors
- Restaurants, salons, clinics and coaching centres
- HR and accounts staff in small businesses
- Freelancers and service providers

WHY YOU'LL LIKE IT
- No app, no login and no monthly fee. Your data stays on your device.
- Works in Microsoft Excel (2010 or later) and Google Sheets.
- Every file has a 2-minute "Start Here" guide and sample rows to learn from.
- Rates and limits are editable, so you can update them if the law changes.
- Made by Kalvee Business Solutions, an Udyam-registered MSME that handles compliance, accounts and marketing for Indian businesses.

WHAT YOU GET
- Daily Business Tracker (.xlsx)
- MSME 45-Day Supplier Payment Tracker (.xlsx)
- Staff Attendance & Salary Sheet (.xlsx)
- WhatsApp Business Message Pack (.pdf + .xlsx)
- Freelancer Client, Invoice & TDS Tracker (.xlsx)
- READ ME FIRST guide
- Free updates to this version: https://kalveebsolutions.com/
- WhatsApp support for setup questions: +91 70100 44773
- Updates and tips on our WhatsApp channel: https://whatsapp.com/channel/0029VbDzykw9Bb5tLCixIj1x