📜 Learnvestor.com – Refund Policy

Last Updated: [24-11-2025]

Thank you for shopping with Learnvestor.com.
We aim to deliver high-quality educational material with full transparency.
Please read this Refund Policy carefully before purchasing.

1. Digital Products (Softcopy / PDF / E-Books)

All digital products are non-refundable.

This includes:

Softcopy PDFs

E-books

Digital bundles

Downloadable learning files

Since digital files are delivered instantly and cannot be returned, no refund or cancellation can be issued once the file is emailed or delivered.

2. Hardcopy Books / Physical Products

Refund or replacement is available only if:

A. The product is damaged or defective

Examples:

Torn pages

Printing issues

Missing pages

Physical damage during transit

B. Wrong product received

If the product delivered does not match your order, we will send a replacement.

3. Replacement Eligibility

To qualify for a replacement:

You must contact us within 48 hours of receiving the product.

Provide clear photo or video proof showing the issue.

Product must be unused and kept in original condition.

Once verified, a replacement will be shipped free of cost.

4. Cases Where Refund/Replacement Will NOT Be Provided

Refunds or replacements cannot be issued in the following situations:

❌ Delay by courier/logistics
❌ Incorrect shipping address provided by customer
❌ Customer changes their mind (buyer’s remorse)
❌ Customer doesn’t like the content (subjective issue)
❌ Issue raised after 48 hours of delivery
❌ Minor cosmetic imperfections
❌ Digital product already delivered
❌ Package refused without valid reason

5. Order Cancellation

Orders cannot be cancelled once placed.

Hardcopy orders already sent for printing or shipping cannot be cancelled.

6. Refund Mode (If Approved in Rare Cases)

If a refund is approved under exceptional circumstances:

It will be processed to the original payment method

Processing time: 5–7 business days (depending on bank/payment gateway)

7. How to Request Support or Replacement

To raise an issue, email us at:

📩 learnvestor.com@gmail.com

Include the following details:

Full name

Order ID

Mobile number

Photos/videos of the issue

Short description

Our support team will respond within 24–48 hours.

8. Final Rights

Learnvestor reserves the right to approve or reject refund/replacement requests based on:

Evidence provided

Terms mentioned above

Product condition

ChatGPT Image Aug 26, 2026, 02_57_07 AM.png

Framework Worksheet Packby Learnvestor · Excel file · instant downloadThe books teach the framework. These are the sheets where you actually fill it in — on your own business, with your own numbers.🧮 7 of the 13 score and rank for you<ul><li>ICE &amp; RICE — enter your ideas, it scores and ranks them automatically</li><li>Decision Matrix — weighted scoring across 5 options; it names the winner and the margin over second place</li><li>Unit Economics — CM1 → CM2 → CM3, CAC, LTV, LTV:CAC, with a verdict</li><li>Pre-mortem — severity × likelihood, auto-prioritised, and it counts your unmitigated criticals</li><li>Environment Scan — PESTLE weighted, Porter's Five Forces totalled and graded</li><li>Market Sizing — TAM, SAM, SOM built bottom-up across Tier 1, 2 and 3</li><li>Offer Builder — the value equation scored; it names your weakest lever</li></ul>📝 6 more you fill in<ul><li>Problem Statement — SCQA + the canvas, with a sharpness test</li><li>Issue Tree — MECE breakdown with an overlap and gap check</li><li>Root Cause — 5 Whys + the Fishbone across six categories</li><li>Option Generator — SCAMPER prompts + the morphological box</li><li>Action Plan — owner, date, KPI, status, with a live completion bar</li><li>The 25 Questions — the consultant's checklist, tick as you go</li></ul>✅ Built to end in a decision<ul><li>Every sheet closes with one line: "So what — the decision this sheet produced"</li><li>Cream cells you fill · gold cells give your answer · nothing else to touch</li><li>Dropdowns and colour rules built in — critical risks turn red on their own</li></ul>Who it's for: founders, consultants, analysts and anyone who has read the frameworks and now wants to run them on a real situation.⚠️ Educational use only. These worksheets structure your thinking; they do not replace legal, tax, accounting or professional advice.✅ Instant download ✅ Lifetime access ✅ Use on unlimited problems<del>₹999</del>₹99 — save 90%

Framework Worksheet Pack ( Best For Business)

Learnvestor

The Indian Startup Finance System 2 Books · 10 Chapters · 90 Sections📗 Both printed books couriered — digital set FREEMost founder money isn't lost in bad spending. It's lost in week-one decisions that cost real rupees in year three.📕 Book 1 — Foundation<ul><li>Pvt Ltd, LLP, OPC or firm — and when not to incorporate</li><li>SPICe+, PAN, GST, Udyam, DPIIT, IMB — in the right order</li><li>The first ninety days: what must be filed</li><li>Founder splits, vesting, cap table, dilution</li></ul>📘 Book 2 — The Numbers<ul><li>Revenue vs cash, chart of accounts, monthly close</li><li>Grants, 80-IAC, Mudra, CGTMSE, SIDBI, state schemes</li><li>CM1–CM3, CAC, LTV, cohorts, churn</li><li>Three-statement model with scenarios</li><li>Burn, runway, 13-week cash forecast, when to raise</li></ul>🇮🇳 Written for India. No rates or due dates — those change yearly. This teaches the mechanics instead.⚠️ Education, not advice. Makes the talk with your CA shorter, doesn't replace it.✅ Both printed books, free delivery in India ✅ Ships in 3–7 working days ✅ Digital set emailed immediately — start today ✅ Lifetime access<del>₹2,999</del>₹899 — save 70%

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📜 Learnvestor.com – Privacy Policy

Last Updated: [24-11-25]

Your privacy is important to us.
This Privacy Policy explains how Learnvestor.com (“we”, “our”, “us”) collects, uses, stores, and protects your information when you visit or make a purchase from our website.

By using our website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect the following types of information:

A. Personal Information

Collected when you place an order or contact us:

Full Name

Email Address

Phone Number

Shipping Address

B. Payment Information

All payments are processed securely by third-party gateways (Razorpay, Cashfree, Instamojo etc.).

We do not store or access your debit/credit card details, UPI ID, or banking information.

C. Technical & Usage Data

Collected through cookies and analytics tools:

IP Address

Browser type

Device type

Pages visited

Time spent on site

This helps us improve website performance and user experience.

2. How We Use Your Information

We use your information for the following purposes:

To process and deliver your orders

To email you softcopies/digital products

To provide customer support

To send order updates and shipping notifications

To improve website functionality and offerings

To prevent fraud or unauthorized activity

To communicate promotions (only if you opt-in)

We never sell, rent, or trade your information to any third party.

3. Cookies & Tracking Technologies

Our website uses cookies to:

Improve loading speed

Personalize user experience

Track website analytics

Save cart information

You can disable cookies anytime through your browser settings.

4. Sharing of Information

We only share information with trusted third-party services required to operate the website:

Payment gateway partners

Delivery/courier services

Analytics and security tools

These third parties follow strict data protection standards.
We do not share your information with advertisers or external marketers.

5. Data Security

We use the following safeguards to protect your data:

SSL encryption

Secure servers

Encrypted database storage

Limited access to sensitive information

While we follow industry-standard practices, no online transmission is 100% secure.
Users are advised to keep their account details confidential.

6. Your Rights

You have the right to:

Request access to the data we store

Request corrections to your information

Request deletion of your data (where legally allowed)

Opt-out of marketing communication anytime

To request this, email us at:
📩 learnvestor.com@gmail.com

7. Children’s Privacy

Learnvestor.com does not knowingly collect personal information from individuals below 18 years.
If we discover such data, it will be deleted immediately.

8. Third-Party Links

Our website may contain links to external sites.
We are not responsible for their content, privacy policies, or practices.

9. Changes to Privacy Policy

We may update this Privacy Policy anytime without prior notice.
Updates will be posted on this page with a new “Last Updated” date.

10. Contact Us

For any questions regarding privacy or data protection, contact us:
📩 learnvestor.com@gmail.com

📜 Learnvestor.com – Terms & Conditions

Last Updated: [24-11-2025]

Welcome to Learnvestor.com.
By accessing or purchasing from this website, you agree to the following Terms & Conditions. Please read them carefully before using our services.

1. General Terms

Learnvestor.com (“we”, “us”, “our”) provides educational learning material related to trading, chart reading, and market concepts.

All products offered are strictly for educational purposes only and are NOT financial, investment, trading, or stock recommendation services.

By using this website, you confirm that you are 18+ years old and legally allowed to enter into online purchases as per Indian law.

2. Educational Disclaimer

All books, PDFs, guides, and learning materials sold on Learnvestor.com are meant only for knowledge enhancement.

We do NOT provide stock tips, calls, guaranteed profits, or investment advice.

Trading and investing involve risk. Users are responsible for their own decisions.

The content is prepared in alignment with SEBI & Indian Government learning guidelines (no advisory or financial service is provided).

3. Products & Usage

Our products include Hardcopy Books, Softcopy PDFs, Digital Learning Material, and Bundles.

Product designs, illustrations, images, and content are the exclusive property of Learnvestor.com.

Users are not allowed to copy, resell, distribute, or share the digital files without written permission.

One purchase = access for one individual only.

4. Pricing & Payments

All prices listed on the website are final and may change without prior notice.

Payments are processed securely through third-party payment gateways (Razorpay / Cashfree / Instamojo etc.).

Any payment failure is handled by the payment gateway provider, not Learnvestor.

5. Shipping Policy (for Hardcopy Orders)

Hardcopies are shipped within 3–5 business days after order confirmation.

Delivery time usually ranges between 5–9 business days, depending on your location.

In rare cases of delay due to courier issues, weather, or operational factors, Learnvestor is not liable.

Customers must provide accurate address and contact details. Incorrect details may cause delivery failure.

6. Refund & Replacement Policy

Digital products (Softcopies/PDFs) are non-refundable due to the nature of instant delivery.

Refunds for hardcopies are available only if:

The product is damaged

The wrong product is received

Pages are missing

Replacement requests must be raised within 48 hours of delivery with photo/video proof.

No refund will be given for:

Buyer’s remorse

Late delivery by courier

Incorrect address provided by customer

7. Intellectual Property Rights

All content on Learnvestor.com — including text, designs, graphics, books, PDFs, logos, and images — is the property of Learnvestor.

Unauthorized reproduction, distribution, resale, or commercial use is strictly prohibited and may result in legal action.

8. Limitation of Liability

Learnvestor is not responsible for trading losses, financial decisions, or outcomes.

We provide educational material only; users must consult certified financial advisors before making investment decisions.

Under no circumstances will Learnvestor be liable for indirect or consequential damages.

9. Account & Access

Customers must not share login credentials or PDF download links externally.

Violation may lead to blocking access without refund.

10. Contact Information

For any queries or support, contact us:
📩 support@learnvestor.com

11. Changes to Terms

Learnvestor reserves the right to modify, update, or replace these Terms & Conditions at any time. Users are responsible for reviewing updates.