I've sat on both sides of the desk

I spent years as a Senior Advisor at the Big 5,  working directly with newcomers, students, and families building their lives in Canada. I know what the system looks like from the inside.

Now I take that insider knowledge and share it in a way that's actually useful — no filler, no jargon, just the stuff that changes your financial situation.

🏦 Former Senior Financial Advisor at Scotiabank (Big 5)
🍁 Specialized in newcomer banking, credit & financial planning
📖 Creator of The Glowup Money Playbook
📱 Content creator @financialglowupbysimran — finance made real
🗣️ Coaching available in English, Hindi & Punjabi


Former Senior Financial Advisor at Scotiabank

Sim Batra

Simran Batra

Hey! 👋🏽 So glad you're here. This is a free 15-minute Discovery Call — no pitch, no pressure. Just a quick conversation to see how we can support each other. If you work with newcomers, internationally trained professionals, or young Canadians navigating life here — there's a good chance our audiences overlap and we can genuinely add value to each other's communities. On this call we'll cover: → What you do and who you serve → What is Financial Glow Up by Simran → Whether a referral partnership makes sense → Simple next steps if it's a good fit Looking forward to connecting!&nbsp; — Simran Batra

Discovery Call

One burning financial question. One honest, no-fluff answer. Perfect for when you need a quick second opinion, a gut-check before a big financial decision, or you just have that one thing you've been too embarrassed to ask anyone. Zero judgment, full clarity.

Ask Sim Anything

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You don't need a 2-hour call to get unstuck. This rapid-fire session cuts straight to your #1 money block — whether that's overspending, saving nothing, or not knowing where your cash goes. You'll leave with 3 action steps you can start today. For when you need clarity, fast. We’ll explore your income, expenses, goals, blocks, and long-term financial strategy. This session is ideal if you’re ready to shift your financial reality and build long-lasting money confidence.You’ll walk away with:<ul><li>A customized financial game plan</li><li>Guidance on saving, budgeting, and smart money habits</li><li>Steps to upgrade your money mindset</li></ul>

Quick Money Glow Up

We go deep. Your income, your spending patterns, your financial blocks, your goals — all of it. I'll help you see exactly where you are, where you're bleeding money, and what your next 90 days should look like. This is the session for people who are done winging it.<ul><li>A customized financial game plan</li><li>Guidance on saving, budgeting, and smart money habits</li><li>Steps to upgrade your money mindset</li></ul>

Jaskaran Malhi

Jahan Arora

Kuvam

Money Master Glow Up

Your credit score is basically your financial reputation in Canada — and most newcomers don't know it's being built (or broken) from day one. This session is for anyone starting from zero, trying to recover, or just confused about what the number actually means. We'll pull it apart together and build your score-up plan.

Credit Deep Dive

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A beginner-friendly session to help newcomers navigate life in Canada with ease. We’ll cover essential steps required for your smooth transition, saving you time, stress, and confusion.Topics may include:<ul><li>SIN, provincial ID, bank account setup</li><li>Credit score basics</li><li>Essential documents &amp; registrations</li><li>Tips for improving settlement experience</li></ul> Perfect for students, work permit holders, visitors transitioning to PR, and newcomers who want clarity.

Newcomer Kickstart

The Canadian financial system is its own world — and nobody explains it to you. This session covers everything: how banking works here, how to start building credit from zero, how to budget on a Canadian income, and the rookie mistakes that will cost you thousands if you don't know better. Come in lost, leave with a real plan.

Welcome to Canada: Financial Foundation

Confused about your next move? Thinking of switching fields? Not sure if your Canadian job search is working? This focused call helps you cut through the noise and figure out your actual next step — whether that's a pivot, an upgrade, or just finally applying with confidence.

Career Clarity Call

We look at your career goals AND your resume in one power session. Where you want to go, what's holding you back, and how your resume needs to show up in the Canadian job market. You'll walk away with a revised, recruiter-ready resume and a clear direction. No more applying into the void.

Career Strategy + Resume Glow Up

Three accounts that could save you thousands in taxes — and most people have no idea how to actually use them. This is a no-fluff breakdown of what a TFSA, FHSA and RRSP are, which one you should be using, how much to put in, and what to actually invest in inside them. Your future self will thank you.