🔰I talk about Money & Life
🔰Personal Finance | Money Hacks
🔰Time Is The New Currency

On a mission to make you financial free

Rohan Omer

<h1>📊 90-Minute Complete Money Blueprint Session.</h1>This session is where we bring structure.In these 90 minutes, we don’t just “discuss investments." We build your personal financial blueprint inside a structured Excel-based financial report. WHAT WE COVER<hr>💸Expenses &amp; Cash Flow<ul><li>We write down every monthly expense — groceries, rent, school fees, subscriptions, everything</li><li>We track where your salary actually goes after it hits your account</li><li>Most people discover they're spending more than they realise — we fix that first</li></ul><hr>📈Investments Review<ul><li>We look at everything you've invested — SIPs, FDs, PPF, stocks, whatever you have</li><li>We check if each investment has a purpose or if money is just sitting without direction</li><li>We tell you honestly if something is underperforming or if you're missing a better option</li></ul><hr>🛡️Insurance Audit<ul><li>We check if your family is protected enough in case something happens to you</li><li>We review your health cover — is it enough for today's hospital costs?</li><li>We flag policies where you're paying high premiums but getting poor returns</li></ul><hr>🏦Loans &amp; EMIs<ul><li>We list all your loans — home, car, personal, credit card — in one place</li><li>We check how much of your income is going towards EMIs every month</li><li>We plan the smartest order to close them and save on interest</li></ul><hr>🎯Your Goals — With Real Numbers<ul><li>Children's education &amp; marriage, house purchase, car, retirement, vacations — we take each goal seriously</li><li>We calculate exactly how much each goal will cost in the future accounting for inflation</li><li>We tell you how much you need to invest today to be ready on time — no guessing</li></ul>🔄Cash Flow Mapping​<ul><li>We create a clear picture of money coming in and money going out every month</li><li>Every expense, EMI, premium and investment gets a proper place on paper</li><li>Nothing is hidden, nothing is forgotten — full visibility in one place</li></ul><hr>📦Net Worth Calculation<ul><li>We add up everything you own — MFs, stocks, EPF, PPF, FDs, property, insurance value</li><li>We subtract everything you owe — all loans and liabilities</li><li>What's left is your real net worth — your actual financial position today</li></ul><hr>⚖️Asset Allocation Review<ul><li>We check how your money is spread across FDs, equity, gold, real estate etc.</li><li>We tell you if you're too safe (losing to inflation) or too risky (no stability)</li><li>We align your allocation with your age, goals and timeline</li></ul> By the end of the session, you won’t walk away with opinions — you’ll walk away with numbers.✔ Your current net worth position ✔ Your actual savings capacity ✔ Where your money is leaking ✔ Whether your goals are realistically achievable ✔ What needs correction before it becomes expensiveThis is clarity. Not product pushing.If you’re serious about structuring your money properly — this session will be worth it. Documents / Details to Keep Ready for the 90-Minute Money Session<ol><li>Salary Slips – EPF Contribution, Taxes, In Hand Salary, NPS, Insurance</li><li>Mutual Fund &amp; SIP Statements &amp; Stocks Holdings</li><li>FD, PPF, EPF, NPS Details</li><li>Insurance Policies – Life, Health, Term, ULIP, etc.</li><li>Loan Details – Home loan, car loan, personal loan, credit card dues.</li></ol>